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Our Philosophy:
Every business, from a consultant operating from her
home to a multi-billion dollar manufacturer with locations in 20
countries, has specific needs when it comes to insurance policies
and risk management. We use our expertise and experience in these
areas to help analyze those needs and the various exposures to risk
and then develop a program to mitigate them.
The concept works best when applied on a total exposure basis. That
is, when we (you and The Wood Office) look at all your
exposures and put together a comprehensive risk management program
on that basis. However, it is flexible enough to be applied on an
exposure by exposure basis as well. So if you are not quite ready to
take on the daunting task of facing all of the risk you may be
exposed to, we can adjust the analysis to a more palatable level.
The Wood Office method applies to each client uniquely,
customizes to fit individual client needs, and does not always lead
to an insurance solution. Insurance is merely one aspect of the
program. We understand that strong and vibrant clients do not
flourish under the burden of unnecessary insurance premiums. We
encourage a prioritized insurance program with your insurance
dollars being spent wisely and fruitfully; not frivolously and
wastefully.
You can be confident in the knowledge you may look to The Wood
Office to not only help determine the right coverage for your
specific needs, but also to provide the right insurance products and
services to satisfy those needs in a courteous and professional
environment.
Our Policies for Businesses:
PROPERTY & CASUALTY INSURANCE
P W Wood & Son, Inc proudly offers a complete line of
Property & Casualty products through its member companies.
The list of policies includes:
- Building & Business
Property
- Loss of Income
- General Liability
-
Product Liability
- Automobile & Trucks
- Umbrella or Excess
Liability
- Workers Compensation
- Equipment & Equipment
Breakdown
- Professional Liability
- Bonds
- Surety
- Bid & Performance
- Employee Dishonesty
- Support Services
- Full Risk Survey and
Analysis
- Contract and Hold Harmless
Reviews
- Work Comp & Liability Audit
LIFE, HEALTH & FINANCIAL SERVICES
Our agency is committed to providing access to a full and
unparalleled line of Life, Health and Financial Services products
for our clients; both individuals and businesses.
The list of insurance products for Businesses includes:
- Health
- Variety of Medical Plans &
Carriers
- Health Savings Accounts (HSA’s)
- Flexible Spending Accounts (FSA’s)
- Dental
- Vision
- Life
- Disability
- Long Term Care
- Accident
- Retirement Plans
- 401k & Profit Sharing
- Simple IRA Plans
- Voluntary Benefits (Employee
Driven)
- Benefit Plans Audit &
Reviews
Securities are offered
through Cheevers, Hand & Angeline, Inc. members NASD and SIPC
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