Insurance for Individuals

Our Philosophy:

We use our expertise and experience in risk management to help analyze your various exposures to risk and then develop a program to mitigate them.

Whether you are a Fortune 500 company with 40,000 employees in 25 different countries and $2.6 billion in sales; or you are a 45 year old with a spouse, 3 children, 2 cars, a house and $35,000 paycheck; the concept applies to you.

The Concept works best when applied on a total exposure basis. That is, when we (you and The Wood Office) look at all your exposures and put together a comprehensive risk management program on that basis. However, it is flexible enough to be applied on an exposure by exposure basis. So if you are not quite ready to take on the task of facing all the risk you are exposed to, we can adjust the analysis to a more palatable level.

The Wood Office method applies to each client uniquely, customizes to fit individual client needs, and does not always lead to an insurance solution. Insurance is merely one aspect of the program. We understand that strong and vibrant clients do not flourish under the burden of unnecessary insurance premiums. We encourage a prioritized insurance program with your insurance dollars being spent wisely and fruitfully; not frivolously and wastefully.

You can be confident in the knowledge you may look to The Wood Office to not only help determine the right coverage for your specific needs; but also to provide the right insurance products and services to satisfy those needs.

Our Products:

PROPERTY & CASUALTY INSURANCE

P W Wood & Son, Inc proudly offers a complete line of Property & Casualty products through its member companies. The list of products includes:

  • Automobile
  • Homeowners
  • Personal Umbrellas
  • Boats/Yachts
  • Snowmobile & ATV’s
  • Rental Property
  • Flood
  • Valuable Property
  • Jewelry
  • Fine Art & Collectibles
  • Cameras or Guns
  • Musical Instruments



LIFE, HEALTH & FINANCIAL SERVICES

P W Wood & Son, Inc. is committed to providing access to a full and unparalleled line of Life, Health and Financial Services products for our clients; both individuals and businesses.

We want you to know that you should contact our office for any coverage needs you may have in this area. The list of insurance products and services for families and individuals you can obtain through our agency includes:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Long Term Care
  • Long Term Disability
  • Short Term Disability
  • Annuities
  • Health Insurance
  • Financial Planning for Retirement, College or Estate Purpose

 

Securities are offered through Cheevers, Hand & Angeline, Inc. members NASD and SIPC

 
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