Insurance for Individuals

          

Our Philosophy:

Whether you are a Fortune 500 company with 40,000 employees in 25 different countries and $2.6 billion in sales, a small business owner in Ithaca, NY, a 45 year old with a spouse, 3 children, 2 cars, a house and $35,000 paycheck, a senior citizen on a fixed income, or a recent college graduate, we at the Wood Office can help you create a comprehensive insurance package that best addresses your situation and finances.

Our first step will be to look at all of your risk exposures and decide if your best course of action will be to avoid them, to transfer your finances to address them, or to find ways to reduce your exposure to them, either through adopting new insurance policies or revamping your current ones.

Together we will develop a comprehensive insurance program that is flexible enough to be used as either a whole entity or on an exposure by exposure basis. This way, if you are not quite ready to take on the task of facing all the risk you are currently exposed to, we can adjust your program to a more acceptable level.

The Wood Office method treats each client as an individual with unique insurance needs. We believe that the insurance policies that you choose should be in place to deal with any real risks that you might come into contact with. Our goal is to help you prioritize your risks so that your insurance dollars will be spent prudently and your insurance premiums will not become an unnecessary burden to you.

You can be confident in the knowledge that you may look to The Wood Office to not only help determine the right coverage for your specific needs, but also to provide the right insurance products and services to satisfy those needs in a positive, friendly environment.


Our Policies for Individuals:

PROPERTY & CASUALTY INSURANCE

P W Wood & Son, Inc proudly offers a complete line of Property & Casualty products through its member companies. The list of products includes:

  • Automobile
  • Homeowners
  • Personal Umbrellas
  • Boats/Yachts
  • Snowmobile & ATV’s
  • Rental Property
  • Flood
  • Valuable Property
  • Jewelry
  • Fine Art & Collectibles
  • Cameras or Guns
  • Musical Instruments



LIFE & FINANCIAL SERVICES

P W Wood & Son, Inc. is committed to providing access to a full and unparalleled line of Life and Financial Services products for our clients; both individuals and businesses.

We want you to know that you should contact our office for any coverage needs you may have in this area. The list of insurance products and services for families and individuals you can obtain through our agency includes:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Long Term Care
  • Long Term Disability
  • Short Term Disability
  • Annuities
  • Financial Planning for Retirement, College or Estate Purpose

 

Securities are offered through Cheevers, Hand & Angeline, Inc. members NASD and SIPC

 
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